Review: The Debt by Karina Halle


The Debt
by Karina Halle

coffeesynopsisdHer life changed in an instant.
And he’s the only one who could have prevented it.

Jessica Charles shouldn’t have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.
But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica’s world changed forever.
Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.
Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you’ve got pretty much the perfect Scotsman.
Except Keir is anything but perfect. He’s got a past he’s running away from and a guilty conscience he can’t seem to shed. But the more time he spends with Jessica, the more he falls in love with her.
And the more his secret threatens to tear them apart.
He may have been a stranger to her.
But she’s never been a stranger to him.



Jessica Charles’ life changed drastically one day when a mad man opened fire in the streets and shot her point-blank. Her damaged leg rendered her helpless without her crutches, but Little Red persevered and insisted she wasn’t weak nor feeble. She didn’t like it when people took pity on her, especially when they recognize her face in the news. She vowed never to get involved in a relationship again after a heartbreak that she had to endure.

That is until she met Kier McGregor. Mysterious man who came out of nowhere, who made her knees weak (aside from her legs) and sent butterflies to her chest.

Kier McGregor was on a mission, with a secret that had burdened him with guilt. An ex-soldier with a troubled past, he had set off to find the woman to settle his debt. A debt he fully intended to pay, but got sidetracked when he met Jessica.

Two damaged souls, two fractured hearts, two broken strangers. One powerful story.

Karina Halle’s writing is so hypnotic. From the minute I opened my Kindle up to that last page that bore the words The End, I got hooked. The prologue got my eyes bawling and my heart twisted with fear, and the epilogue had me misty-eyed all over again.


I loved the connection between the main characters as well. Jessica and Kier both managed to come out of the rubble that befell them. It wasn’t an easy journey, as both needed to find forgiveness, acceptance, honesty and hope that was almost extinguished by their past struggles.

The Debt opened my eyes to a number of things. Damn, I never thought I’d considered toe sucking sexy before. Ugh. Those Scotsmen really got me captivated. You’ll understand why I’d very much want to read Karina Halle’s other stories. She’s really good!







8 Comments Add yours

  1. Wonderful review! I read The Pact a while back, I guess I need to get caught up with her books!

    Liked by 1 person

    1. Thanks Miranda.. Looks like I need to read her other books, too. πŸ™‚


  2. This is on my TBR this month! Great review, I can’t wait to read it ☺️ I loved Smut by Karina!

    Liked by 1 person

    1. I have Smut on my TBR too and would be reading it as soon as possible. THanks Amanda πŸ™‚

      Liked by 1 person

      1. You will love Smut! It’s so adorably and funny!

        Liked by 1 person

      2. I’ve read great things about it, so yes I will surely read it this week. Yay!!! I’m excited!

        Liked by 1 person

  3. Nerdybirdy @ Daydreaming Books says:

    I loved this book as well! Great review!

    Liked by 1 person

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